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A-Z of Reg B
(Presented By: Andy Zavoina)
Regulation B and the Equal Credit Opportunity Act don't change often, but it is a staple of the fair lending requirements and facilitates the treatment borrowers and data gathering on certain loan. It prescribes the content and timing of notices of denial, relates to the Fair Credit Reporting Act and accounts you disclose to credit reporting agencies, and even requires appraisal report disclosures on certain loans.  | WEBINAR TIME:
11:30AM - 1:30PM PT
12:30PM - 2:30PM MT
1:30PM - 3:30PM CT
2:30PM - 4:30PM ET |
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The A-Z series of webinars is meant for those new to compliance. But the experienced compliance professional will be able to pick up a finer point or two as well. In this webinar we'll review:
Definitions and what they really mean
The general rules of Reg. B
Information you must request, and when
Rules for evaluating an application
Rules for extensions of credit
Notification requirements
Providing credit information
Retention requirements
Government Monitoring information
Fair lending and self testing requirements
Common violations and more
Major objectives for this two-hour webinar include:
1. Reviewing the purpose, scope of coverage and requirement of the Equal Credit Opportunity Act and Regulation B.
2. Understanding what is appropriate and discriminatory when processing applications.
3. To examine the differences between judgmental and statistical scoring evaluation processes.
4. Understanding the spousal co-signature requirements.
5. Discussing the requirements concerning notifications of actions taken on credit applications, and difference in rules applicable to consumer, small business and other business applicants.
6. Reviewing notice, record-keeping and substantive requirements of Regulation B.
About the speaker:
Mr. Andy Zavoina, CRCM, is a consultant with the Glia Group, best known for its involvement with BankersOnline.com.
Andy has been in finance and banking for 22 years. Over 20 years were with a holding company with two Central Texas community banks that had $534 million in assets, 89 branches spanning Texas and nearly 500 ATMs. After starting in loan workouts, Mr. Zavoina has been a consumer, commercial and real estate lender and managed those departments as well as being the banks first Webmaster. He was responsible for compliance- management, -auditing, and -training for both banks.
Andy is a past Chairman of the American Bankers Association's Compliance Executive Committee. He was the 2003 recipient of the American Bankers Association's Distinguished Service Award for his involvement and accomplishments in the field of regulatory compliance management. He currently serves on the Editorial Advisory Board for the ABA's Compliance Magazine, Compliance Action magazine, is a member of the ABA's Compliance School Board and is a BankersOnline Guru. He also served on the Texas Bankers Association's Compliance Committee.
More information...
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888.229.8872