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Thursday, November 17, 2005		  

Feb 2010
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Today is:
Tue, Feb 9, 2010


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1:30pm
to
3:30pm 		  Truth in Lending -- Installment 3 -- The Closing: Right of Rescission and HOEPA  
(Presented by David Dickinson)




WEBINAR TIME:
11:30AM - 1:30PM PT
12:30PM - 2:30PM MT
1:30PM - 3:30PM CT
2:30PM - 4:30PM ET


An in-depth look at these very important documents.

"Material" disclosures and why they matter. If you fail to give these, it's all null and void!


  • Right of Rescission - for both open-end and closed-end loans and what's the difference?
  • When does rescission apply and when is it exempt?
  • How long do I have to wait?
  • What you can and cannot do during the rescission period.
  • When you can waive or modify the length of the rescission period.
  • What's a principal dwelling?
  • What about bridge loans - are they rescindable or not?
  • High cost mortgages and the Home Ownership Equity Protection Act
  • When does HOEPA apply & what is exempt from HOEPA?
  • The APR Spread Test and the Points & Fees Payable Test
  • The disclosure requirements of a HOEPA loan
  • Limitations of a HOEPA loan.
  • Can you waive or modify the length of the HOEPA waiting period?
  • What about a change in terms?
  • The Consequences of non-compliance with HOEPA and the Right of Rescission.



    More information...


    Location: Webinar
    Price: $225 Early Bird - Registration one-week prior to the event
    Sponsor: BOL Learning Connect
    Contact: Carin Eisenhauer
    E-Mail: carin@bankersonline.com
    888-229-8872
       
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